Choose a risk profile, set your monthly contribution, expected return and time horizon, and the tool projects the maturity value, total wealth gain and a year-by-year growth curve — handy for stress-testing a long-term SIP before you commit with a fund house.
SIP details
Year-by-year SIP growth
Compounding is driven more by how long you stay invested than by the size of each contribution — the further out your horizon, the larger the slice of the final pot that comes from returns rather than your own deposits. The schedule below tracks both figures, year on year, for the inputs above.
| Year | Invested so far | Returns | Total value | Gain % |
|---|
How this calculator works
This tool estimates the maturity value of a monthly Systematic Investment Plan (SIP) placed into a SEBON-regulated Nepali mutual fund. Feed in your monthly contribution, an expected annual return and a time horizon — the engine compounds the balance month by month and reports the total value, the wealth gained and a complete year-by-year schedule.
Typical return bands by fund type
These figures are historical averages, not forecasts. Real returns follow NAV and NEPSE movements and can swing sharply in either direction. Always read the fund's Key Information Memorandum, and remember that SEBON registration regulates conduct — it does not guarantee returns.
